Utility kilt has belt loops of 2.5 inches, normally kilts are snug enough and don't fell off but in case it is loose at waist one must wear a leather belt to hold it at waist line. Our leather belt is made of leather with Velcro to adjust it at different sizes as per need or size further it has an embossed Celtic design which increases belt's grace. The buckle is not included in this price if you need buckle then select from check box and we will add buckle in your package. It also looks beautiful wearing to male or female both. You will love your decision to purchase for its 5-7 size adjustable size feature.